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But doing nothing when you see a card won't solve the problem, she says.
"If you just step over it and say, 'That's not my problem,' then that's not going to do anything to reduce the risk [of fraudulent use].
The Florida legislation also increases the penalty for possessing a knowingly stolen credit card from a misdemeanor to a third-degree felony.
Unlike certain beginner personal finance gurus, Mr.
Money Mustache is a big fan of cash-back credit cards.
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If you're cutting it up with scissors, make sure you cut through the numbers, signature and magnetic stripe and, again, put the pieces in separate trash cans. Remember, thieves don't need the whole credit card, just the numbers. Give it to a cashier: This works best in a place that has a customer service desk -- a department store, for example.